I sleep very well at night knowing I provide a safe home at a reasonable price to four families, and I treat them all equally and fairly as a policy. 

Don't lose sleep over it.

Now, I have seen something very disturbing in buying and selling real estate.  

Some cultures are VERY disturbed by any death that has occurred in the home.

Aaron--homeless like "sleeping somewhere new every night," or homeless like "have a stable residence under an overpass when shelters don't work out"?

Cellars in one- and two-family homes cannot be lawfully used for sleeping, eating, or primary.

@Gigi Sanchez - As with most things insurance, it'll be determined by your lender, if you have one, and what you want covered to sleep at night. 

This year and maybe next will not be fun for many people....it may be back to sleeping on the floor of vacant units during property visits to save money. 

It's good to be a little nervous, that means you are learning and growing, and it keeps you in check, so you don't get out over your skis, it's actually good to listen to your body, I'm not saying don't take action, but I'm saying maybe run a stress test on your liquidity to make sure you can weather any storm, I have founding that adding cash to my reserves always helps me sleep better at night.

Working out, sleeping early, meditation, eating right.