But when I look at the condo management company web sites I do find that I can sometimes find as cheap, sometimes cheaper, rates by going the week after holidays, or some other "slower" period.

Owning lots of properties for a period of 20 years is a guaranteed method to creating real wealth and at that point, you'll have your income stream also.

Then, refi after you've fixed it up and pay off this loan.The low valuation may be a problem, period.

Take any period of time of 10 years or longer since 1968(avg is 6.34% appreciation nationally) through 2005.

I would roll the rehab time/vacancy period of into the loan.

Suppose you buy $75,000 of depreciable real estate and depreciate it by $10,000 during your holding period.

I give a grace period to the 5th at 5:00 pm.

Note buyers buy notes (secured loans and othe cash flows) from note holders who would rather have a BIG lump sum of cash now vs. collecting small monthly payments over a long period of time.

Over a period of time a loan may be audited several times, especially if there were initial concerns.

Both the setup cost and monthly fees for this soft phone service are very cost efficient.