I'm paying very high monthly fees and additional management/service charges but am still not getting the help/education I would like.

Purchase price: $585,000 House hacking my first SFH - airbnbing the basement that has a separate entrance and my partner pays me for rent How did you finance this deal?

A "seller" like you would pay that up front. 

Is there a resource you could point me to or maybe I could pay someone to hold my hand through this process?

I would like to tell them they can pay for a test themselves, but then what happens if it comes back positive? 

CI is asking for 1495.00 to get access to this IT tool then after 6 months the investor pays 79.00.

i dont pay attention to who we vote into our cabinets, but i guess it would be a good thing if we got a more diverse ethnic mix into ours

If you do, keep in mind that selling, without paying off the mortgage, violates the due on sale clause.That means if your lender finds out, they can make you pay the remaining amount of your loan if they want to or they can take you to foreclosure.

And HOA insurance coverage is very minimal so if something does happen, HOA likely won't be able to pay for much.  

This is proof of what they are actually paying and the current owners are not fluffing the books to make the assets more valuable.