Yes you want small to medium banks.

I know a few Hard Money guys in the OKC metro, but man I would always recommend against HM if medium money or soft money is an option. 

My Real Estate goals are 3 fold, short term buy, fix and sell transaction along with longer term spec building opportunities to build a portfolio of small to medium sized, cash flowing multifamily units. 

The method will work, but the degree to which you see success is different because the markets and rules for each medium are different. if you buy good deals and hold them forever, you'll be rich, no doubt, but that's an oversimplification of strategy.

I.e. instead of LTR do medium term.

The medium sized counties only do their auctions quarterly - small counties even less frequently.

. - OR- Dimensional lumber/Tongue & Groove decking with a minimum of 2 nails per board (or 1 nail per board if each board is equal to or less than 6 inches in width).

I think medium risk? 

I have always been very upfront with her and tried to always find a medium to our goals/dreams.

Each size has a different width due to how hard it isto park a longer unit at the very front angle of their turn in. 20’s- 10 wide; 30’s- 12 wide; 40’s- 15 wide.