Welcome @Darwin Plada House Hacking New Jersey, is what go my wife and I to Fi. 

I'm just thinking it's better for the bank because I might have to move out due to financial reasons, and then the property will be sitting here vacant, leaking and with a developing mold problem that will go from just one wall to the entire house if not taken care of.

Smaller multi-family is significantly more common in the Northeast, Midwest, and Western cities who had their economic boom in the roaring 1920s-60s and thus, tons of high density zoning was developed across the country (but not the South).

@Jonathan Rivera if you thought wholesaling took too much time how do you think flipping a house would be any different?

Another thing i heard is the houses are older so once they move out, I'd have to spend 10-15k to rent to new tenants and all the cashflow I've made before goes away.

My purchasing power can afford me a house down there and I also work in South Jersey (Cherry Hill) and live in central jersey.

By far the best way to scale if you don't have a lot of cash is to house hack.

Stay consistent for fair housing.

Hello,I am currently in the process of closing on a duplex near Lima, Ohio that I will be house-hacking by living in one of the units for a couple of years.

The new owner had it checked out and it ended up being the septic line from the tank to the house was never done 🙄.