There are many ways to skin a cat.

Would like the other person to have some skin in the game, and no way for it to blow back on me, other than risking my down payment percentage.

.- You haven't yet paid for an appraisal, so no financial skin in the game.- After 3 months, all the bank statements and paystubs you submitted have "expired," the underwriter is going to request fresh/new everything anyways, so there's no ADDITIONAL paperwork you will be doing that you aren't ALREADY going to have to do, by sticking with the slow lender. - Oh, also: your credit report is about to expire.

They have more skin in the game then you do.Make sure you get clear title.

I want to put it somewhere each pay period (I'm going to be putting away about $300+/month) where it can GROW, but when I'm ready to use it, maybe as a downpayment, or as my "skin in the game" in a partnership deal, I won't be facing a penalty for withdrawing that cash?

There are always many ways to skin the cat...

Just being in that place at that time requires empathy and sometimes tough skin for the threats and curses.

Unlike what they teach you in books, capital raising takes a lot of persistence, creativity, and thick skin.

Scott, 10% and 2 points on private money and yes we had skin in the game also.

The rest I could bring in with cash to have skin in the game.Additionally, if a deal at this size proves itself difficult I would be interested in doing a SFH with the same LTV to establish some roots in the US, before jumping on the multis.