We've put in new electrical, replaced radiant heat with all new HVAC and just about everything else from drywall to restoring 100 year old hardwood.

Install electric baseboard heaters with individual thermostats in those rooms - or a small wall unit suitable for that amount of square footage.

Most of Indy is covered by two utility providers, Indianapolis Power & Light(electric) and Citizens Energy Group(Gas, Water, and Sewer).

If they are splitting electricity, thats like a 95% chance its illegal.

Electrical, plumbing, HVAC are not huge issues to deal with just a matter of the cost.

Item Material Cost Demo $0.00 ExteriorFenceDecks $620.86 Landscaping $0.00 RoofGutters $0.00 WindowsSiding $0.00 Paint Contractor to provide paint Kitchen $7,508.67 MasterBath $2,147.78 GuestBath $1,441.61 InteriorFlooringBedrooms $6,750.84 Plumbing $71.76 Electrical $344.82@Sergey Tkachev - Hi there! 

You will need to talk to an electrical contractor and find out the best way to accomplish what you want to do. 

Complains that the solar panels don't pay for 100% of her electricity despite the hottest summer in Texas in years.  

If you were going to bet on the next best performing electric automobile maker, would you invest you half million with Elon Musk...or the guy tinkering in his garage down the street? 

Some people use 5%Utilities: Tenant pays for electricity/gas, water, sewer/garbage in Indy.