That's the dumbest auction ever no offense.

But underwriters would ask about big deposits , to make sure is non-criminal activities they required a letter stating is a gift and not a loan from such party.Regardless of the loan product, and using your explanation as an example would this be the outlook: Title to include Person 1 (mortgage holder) + LLC (93% Person 1 + 7% Person 2)

I prefer the total package with criminal history included.

We run a full credit, criminal and eviction history background check.

Hello, @Damequia Montgomery - the best thing you can do is to read the Getting Started guide here on BP.https://www.biggerpockets.com/...Unless you have access to capital out of the gate or understand creative finance strategies (unlikely for a beginner, no offense), you'll probably want to start wholesaling -- that's how I closed my first few deals before securing private money and proceeding to flips for the next 10+ years and beyond.

Criminals are creative.

I'm considering filing a police report for criminal check fraud and have their new address, employment, etc..

I am sure his thoughts were when he became an officer was arresting dangerous criminals, taking down drug dealers, etc., not throwing a sick disabled person out on the street.

The tenants pay them directly during the application process and we get a criminal background check and credit check. 

This is not to say what you did was right, but it also is not the great offense that is implied by many who are unfamiliar with this market.Statewide ADU rules allow ADUs to be added to virtually every lot zoned SFH.