That may have occurred in 2017, but all the improvement such as painting would have occurred prior to it being rent ready.

The most recent was when a verbal altercation occurred with my wife. 

Do not hesitate to post any questions you have, or any successes that occur. 

No info on when this federal designation actually occurred as law.

It didn't occur to me at the time, but most of the people that were telling me I shouldn't become an agent were w-2 employees, risk adverse, and knew nothing about the business. 

--The reason these guys concentrated on short sales, unlisted ones only, is because They are real estate agents and make both sides of the commission if the sale occurs, in addition to whatever they are making from you.

That is definitely the biggest mistake I made on my first fix and flip, but I still ended up positive because I factored in unexpected costs that might have occurred.

I wonder how that works, if the incident occurred during the active period of the policy would it still go through or you SOL if you didn't get it in before (assuming it really did expire)?

In the situation above your butt would be covered and I personally would want to make sure these are provided at move in regardless and then looked at during an annual inspection if those occur.

You can chart the ROI out and see when the break-even point occurs.