Is so, they usually handle the mechanics. 

Yep, check with your state.In Ohio, you have to be licensed, with a broker, and be a REALTOR to get access to our MLS (plus pay all the dues).If you're just getting your license to get access to the MLS then you're better off creating rapport with a good agent you trust and asking them to set you up on their auto-notification with the criteria of houses you're looking for (On our MLS system, we have that feature to setup clients on auto-notification, so as soon as a house comes on the market that meets their criteria they'll get notified).Also, if you get to know an agent(s), they may know of houses not on the MLS that will be coming on the market, so you could have first access to it.

I'm currently a junior studying mechanical engineering at Binghamton University.

The feedback mechanism will save you grief and ultimately money. 

In our model, we have the approach to take care of the cosmetics, but also just an importantly or more importantly really, are these mechanicals that can be costly into the future.Understanding that a house will always need something well into the future is one thing, but getting an TRUE idea of the useful life remaining is a critical element.

      In my case multiple inquiries for loans all only counted as one inquiry on credit reports because they were same type,   Mortgage auto and student loans usually work this way because most people shop aroundthis was over about a six week period 

If they dont record it, their risk is you selling the house without paying them or someone putting a lien in front of theirs- you borrowing from someone else, or a mechanics lien or something. 

That is basically correct buy the time they filter down a lot of the margins are compressed The actual mechanics of how some of these note brokers operate and built their business is for them to answer but I suspect it was with good hedge fund , bank,connections and large capital or credit basis I know you can start by soliciting for owner held notes buying at discounts then reselling them,but that is a conversation for those who run the note schools,seminars etc.If you find out a better way I would love to know and am not trying to discourage you 

That led to he lost his job, of 24 years when the company folded, just weeks after his wife had been killed in a auto accident.

These can be auto loans, lines of credit, business or commercial loans, or residential mortgages.