There are Foreign National DSCR (no income or tax docs) loans available for investors like yourself.

These types of deals beat what everyone else in the nation is doing, so take what is easy.

@Breanne Lemons it depends on the pending institution.

After going through the process for pre approval today with a Mortgage banker for home loans they said since my income is a national fellowship stipend it cannot be counted AND my secondary source of income that I’ve had for 4 months also CANNOT be counted.

Most National or regional lenders have unit or loan limits above what you are needing.

Not to mention our appreciation has been 8% higher than the US national average, because of the high demand for affordable housing.

I feel good about the economy in Austin, it is the Nation's economy which has me concerned.  

banking institutions What was the outcome?

I use an agreement that satisfies the institution and lets the client out quick. 

Our nation's military is deemed "The other 1%" partly due to the size of their allocated budgets for disposable income.