You can apply while purchase in process and do delayed financing.

So, my usual opinion doesn't apply here...The Due on Sale clause isn't that big of an issue in my mind. 

Once you have an potential Tenant, you invite them to apply on TT and TT will collect a fee to do a background check (evictions, convictions, credit) for your review.  

HOWEVER, the results do not apply to homes that are associated with homeowners associations (like at the Desert Princess).

I look forward to connecting with others from all over Texas that are connected with BiggerPockets and Applying Pressure . 

Have the additional roommate apply and qualify them like you would anyone else.

Is there a max you can buy down, I’d like to get it under 2.75% if possible.My question is should i be applying to multiple lenders right away and not wait for the first one to try and get more score up?   

You can have your tenants fill it out or you can apply yourself. 

Securities laws are generally governed under federal preemption and state law applies in certain other circumstances. 

Don't be concerned about applying with multiple banks because the credit bureaus consider multiple credit pulls at the same time as a single pull.