Request a business plan or financial records to gauge their ability to repay the loan.

Initially, I was planning for a quick sale and contacted my private money lender for a hard money loan.

Texas is indeed a competitive market, but with your background in IT and experience with stocks, you’re already well-equipped to analyze deals and make informed decisions.If you're open to exploring markets outside of Texas, I’d recommend looking into areas like Indianapolis.

I am purchasing a Duplex 5bd/2bth each side, and planned to house hack one side and rent out the rooms. 1.

Ideally I have skin in all three options for buying and holding as well as BRRRR down the road (diversifying).

If you see it / or experience a different way well i sure is possible!

I was interested in this topic as well, hopefully we can gain some insight to this.I'm wondering if you're able to achieve anything that would cash-flow as oppose to an appreciation/break even cottage play considering the short length of the rental season. 

By leveraging your experience as an appraiser and focusing on building a strong team familiar with the Charlotte market, you'll be well-positioned to start your house hacking journey.

Well this is maybe 30 minutes from there but definitely worth it! 

@Bob Gruenig Yes I agree with @Chris Tracy that you should be talking to an SEC attorney. https://www.crowdfundinglawyers.net/ or https://syndicationattorneys.com/*You will need a real estate attorney as well but these people above will help guide you better.