They are all happening in rapid succession and you would be marketing the property prior to owning it.

I am interested in Multi family houses in Grand Rapids/ Big Rapids/ Mount Clemens/ Pontiac or St.

So I'm in the process of buying two homes out of state that have 3 apt each one of the places has a live in maintenance man who's moving out but i would like to hire him for the two properties I have this will not be his only stream of income, and the apartments will gross 1200/month I plan on taking the calls and dispatching him he's not going to collect any rent show apts or sign any leases just fix things here and there shovel snow and keep the exterior clean enough not to get fined by the city when discussing his role in front of my realtor the agent threw out a number of $100 per unit a month im thinking closer to $400 for both buildings any suggestions or ideas on a fair rate first time investor who plans on growing his portfolio rapidly. this is in the New York metro area 

The $20k in non-school loan debt and subpar credit are like dead weight.

Again this isn't a credit inquiry story, it's about the rapidity with which you are taking on actual debt, relative to having payment history on that debt, which is ZERO on-time payments until you've made that first payment and 1-30 days later the credit report updates to reflect that.In general I do notice that you're worried about credit inquiries like a normal consumer, and not worried about "will the mortgage actually close, and close on time," which is what experienced real estate investors know from experience to worry about.

Get their opinion, decide how much weight to give it, but don't use it as a substitute for your own diligence. 

The money investment sucks, but it will definitely hold more weight in court than the "he said; she said" option.

We both currently own homes in a rapidly gentrifying area of Philadelphia and we see first hand the negative impact that uncontrolled and irresponsible development has a long time tenants.

There is some weight in being able to say "hey, I make the rules around here, and have the final word".

@Steve Vaughan I did see the Rescission section of the loan along with the 10 year draw period but maybe I didn't give them as much weight as I should have.