I am 25 years old married and grew up with two parents who both were very traditional when it came to finances, jobs, wealth, and going to college.

The situation is, I signed for a new build home in January with W2 income and was pre-approved for financing via a traditional 30-year fixed loan from the builder.

They have an interesting background (both college educated entrepreneurial musicians) and actually went to a college where I grew up that I'm familiar with and know some graduates from (and think good things about etc) - We have agreed to a lease of $1550, and in good faith/principle, we have agreed to them having a purchase option kick in under a separate agreement after 6 months of a traditional lease. 

That means you establish a Traditional LLC to carry out the operations of your investments, in order to separate the liability from your assets, including: paying property management, paying contractors, collecting rent, marketing, etc.

I looked quickly through Airbnb and it looks like room rentals are going from $25 to $75 per night during peak season.I'm guessing that cash flow could look something likeMonthly CashflowRoom Rental ($500 per month * 3 rooms ) + Airbnb Room Rental ($50 per day * 20 days [subtracting days for flip days]) - Expenses ($1k) = $1500 + $1000 - $1000 = $1500Net Annual CashflowRoom Rental ($500 per month * 3 rooms *12 months) + Airbnb Room Rental ($50 per day * 180 days per year[6 month per year]) - (8.5% hotel tax + 1 sales tax) - $125 annual regisitration fee for home sharing + Using the Airbnb room as regular room rental for remainder of the year ($500 per month * 6 months) - Expenses ($1k * 12 months) = $18000 + $9000 - $855 - $125 + $3000 - $12k = $17020Start-Up CostsFurnishing common areas and Airbnb room plus purchasing pots, pans, utensils, garbage cans, etc - $5000Acquiring property with traditional financing - $30k or soI will kick the tires with lease optioning as a potential way of bringing down financing costsBreaking Even on Start-Up Costs$5000 to $35k initial start-up costsAssuming $500 per month lease option = ($5000 + 500)/1500 per month profit = 3.66 rounding up to 4 months to break evenTraditional financing = $35k/1500 = 23.33 months rounding up to 24 months or two years to break evenAssumptionsPhilly has a law that you can only rent on Airbnb for 6 months per yearI went with the higher purchase amount $150k but with the lower room rental range and middle Airbnb daily rateI'm assuming that the property will have 4 bedroomsIf my assumptions and numbers work than Philly definitely looks interesting as a vacation rental market.

You can always rollover Traditional IRA and old 401k into Solo 401k, if you qualify to set one up, you can learn more about qualifications in this blog post:https://www.biggerpockets.com/blogs/2810/45144-the...

A traditional house hack, where you find a duplex and rent one side out, may be hard to come by because of the lack of duplexes in the Valley, however it is still possible. 

Let’s see the numbers and details.Hi Renat, challenge accepted ;)Deal #1: SFR. 20% down traditional financing.

You could do a traditional partnership with someone who has the 20% down.

You could increase the amount of funds in the plan by rolling-over amounts from pre-tax IRAs and, possibly, employer plans.For example, you could contribute to a Traditional IRA and then roll those funds to your 401k.