All states saw property appreciation in comparison to a year ago.Eventually affordability will become an issue but for now the market is still thriving.

It is my general understanding that to convert to Chapter 7 from 13, you have to not be able to afford the payment plan the courts originally ordered...Anyone had a similar situation?

I would ideally like to find something in this area or perhaps further south where homes might be more affordable. 

With the affordability of real estate in Memphis and the great interest rates available, it would be a great move for the tenant and possibly for you!

Let me add a few more thoughts for you if I may What type property you start investing in is defiantly; what can you afford and find?

There are other neighborhoods that might be meet your criteria... but when I think of areas that are going to be "easy" tenants, I think of the neighborhoods referenced below:Pleasant RidgeNorwood(very street to street)Columbia TusculumWalnut Hills(very street to street)Northside(up and coming, lots of opportunity--flippers making $$ here)OTR... but you'll be buying on the fringes and waiting a few years before gentrification takes hold in the areas of OTR that are affordable and the #'s make sense for rentalsNewport, KY(above 10th street)Covington, KY(above MLK)Bellevue, KY

Hey @Kantrell Bland you're one of many people making the same wise decision to relocate to sunny and (still) affordable Phoenix Arizona! 

I can not afford to spend time on clients who are not exclusive.

I'm focusing on cosmetic stuff for now and can't afford him for what I'm up to at the moment, but he is good.

We couldn't afford two homes at one time, and me taking care of my husband there, and all the things I would need to take care of our current home, which has lots of lands, and a very big house.