Have contacts with RBC and TD, both have limits of upto 4 financed properties between US and Canada and higher down payment with investment financing.RBC can finance anywhere in US, TD is restricted mostly to East Coast. 

Average markets are up over 40% since 2010 in Wenatchee / East Wenatchee, vacancy sub-5.00% marketwide, limited rent concessions, and a job market that's added over 12,000 jobs since 2012. 

I would choose Policy B based on the liability and med pay limits, but I would ask your agent why the two have such different dwelling coverage amounts. 

I am saving cash, limiting debt, but If I see a great deal Ill go for it.  

We may further limit what is placed in outside areas.

My original thought was to merge everything for convenience, but will I be shooting-myself-in-the-foot by having the banks see us as ONE entity, and therefore limit the total number of loans that I can obtain with conventional financing?

I do not understand the relationship between tax returns, borrowing money from banks, and limiting the taxes you pay to the government.

The main feedback i've received is that the neighborhood is far out...its 6 miles from city limit (unfortunately nothing I can do about location).

Some cities might limit to 1 or 3 %. 

In your opinion would it be a better strategy to invest passively in a market like Brooklyn which is appreciating very rapidly average returns of 10-20% cash on cash.Or to invest in low income neighborhoods in Philadelphia and buy 2 family houses making around 20%-30% but not much future growth.I like the idea of building my own portfolio but I have limited access to capital and I don’t want to have a lot of partners to worry about.Any insight would be greatly appreciated.Heshie