As for a personal line of credit, I do have multiple personal credit cards but they were exhausted to do repairs on the home-which I am diligently repaying.

I've learned lenders don't like this.My W2 is $25,000K1 is around $11,000Car payment is $498Credit card #1 is $15 minimum paymentCredit card #2 is $25 minimum paymentFiancee works for a property management company so we have our rent comped No other debts I currently have $26,000 saved I want to get into a property between $118,000 and $130,000I plan on renting it out for between 900-1100 Single family home I will be buying out of state My statements show between $5000-$7000 a month of income coming in. ( I'm not writing off anything anymore, besides car and rent for my business)No lenders will lend to me I've tried 4 because my debt to income from tax return the last 2 years don't show enough ( damn self employment)Hard money lenders on the website says declined because no rental experience and too high DTI..What options do I have? 

Other examples would be private lending for down payments, borrowing from family (not possible for me), doing a owner-occupied investment and saving the rent I would normally have paid for a year and then reinvest (this is my plan as of yet, but it seems that it would take a long time before I accomplished my goals), using a credit card to fund deals (which I will not do), partnering (very skeptical of some others motives since I am new), selling after a year or two (speculating appreciation of course, which is bad news) and various not so friendly ideas.Can anyone shed some light to what ways that I can roll into the next property fast so I can start the snowball effect in the first year?

She opened her first secured credit card for $500 (you have to deposit $500 to get it) and then 6 months later applied for a regular credit card, and then a few months later another credit card.  

@Sean CavanaughFirst of all don't be so quick to pull out the race card because you didn't qualify for refi that would have saved you $2400-$2000 a month.Based on the limited info you disclosed you were denied, in my opinion, because you're dti's ( debt to income) ratios were too high.Care to disclose what your dit's were when your loan was run through desktop originator so we can get a better understanding of your loan scenario?

Sometimes with our younger applicants they will have 0 credit, which just means they do not have credit cards in most cases which is not necessarily a bad thing.Does your report provide specifics such as derogatory credit and non-derogatory credit?

Subscribe to the BiggerPockets Money and Rookie Podcasts        2.

This makes the well-known "credit card trick" more difficult to execute effectively.Get a stainless steel door frame or an extremely sturdy (ash or oak) wooden frame.

He can cut the learning curve down and help you from making rookie mistakes.

2 months security, a co-signer, and have a debit card on file that you run the first Friday of every month for the rent.