Contact me privately about the credit issues.Word to the wise for future reference, NEVER fall for the old "you can refinance" trick!!!

I only know of this from a conversation with another landlord of an RSO because my property has no parking at all.Also, if you do separate the parking lease, be very upfront about it and don't make it seem like you are hiding it in the fine print of your advert. 

They don't have any seasoning terms from our prior conversations, but we hit a few hiccups with our renovation through most of the fall so we're nowhere near close to a refi yet. 

But I would consider splitting that off into the separate unit for a rental when you sell ---  of course you'd want to run the numbers/explore the market to see whether the duplex or SFH would give you the best valuation.In an effort to produce more affordable housing, CA is in favor of garage conversions (amongst other things) to create ADUs ('accessory dwelling units'). 

I only need 10% down to purchase this property with private money and then refinance with putting minimal amount of repair money into the property.

I am new to the Houston, TX area and have been looking at some private rooms to rent/sublease and some landlords/subleasors don't require signed leases from tenants (just for them to pay month-to-month).

Does anyone have a recommendation for private/government statistics which have rental vacancies rate broken down by county, town or even neighborhood?

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We could possibly pull out all of our money in this scenario, but more of the cashflow would be gone due to shorter term.I could also look at hard money loans here, just haven't explored that option any more than the 3 featured for my state on Bigger Pockets website.  7% at 30 years seems to be what is coming up.My partner and I would consider private funding or even giving up a majority of the deal to put none of our own money in as two other options. 

I would love to have a phone conversation with you to discuss our goals.