You generally get a little better rate because they have a bigger pool of money to draw from, but if you don't fit inside the box exactly they can't resell it, so they won't do the loan.That's why one of the first questions I ask myself when dealing with lenders is, do I think this one will "fit in the box" or not - I want the best rate of course, but I also don't want to waste my or the loan officer's time if I know it's probably not going to work from the get-go.

So i dropped the issue and decided to go another route, I was talking money and values to my normal local bank (US Bank) and the head loan officer at my location looked up my house and some comps and claimed she could get the value and loan at $330,000 with no issues.

New Roof, All new Doors, paint, Totally remodeled office, kiosk, Renter's insurance and security system.

Each strategy has different numbers and formulas to determine their value.In terms of your co-worker, are you looking in the same markets as him?

He showed me , There was 1 picture where I could see my tools layed out on a picnic table while I was working and I was in the picture (wearing the same coat I had on in his office)I asked him to go back to 2006 on 1 property and show the progression , I showed him where I have been removing buildings and they need to be deleted from the tax records .

We should however, exchange emails.For US citizens abroad, I've only helped some military in the middle east and they had a JAG office notarize a POA.

Mine is called my full time office manager.

Ha, are your workers from the south (i.e. southeastern US)?

@Robert Goldman It's been a few years since I looked it up but I remember calling the Assessor's Office and asking for the listing.http://www.wataugacounty.org/App_Pages/Dept/Tax/ta...Not sure if they still do it that way but it's worth a shot.

The worker (you) gets 50% and the money (your investors) get 50%.