They don't do commercial with this program so it won't work for 5 units or more, but you can get a 1-4 unit property. 

@Annchen Knodt the rate I gave was directly off of a loan program's site.

Furthermore, we will assume you are not participating in any Govt backed programs such as "Opportunity Zones." 

I said listen, here are some options for you to keep your home (loan modification, bankruptcy/debt restructuring, forbearance, state/local programs for distressed homeowners) but if they dont work out here is a plan B in case you need it.

After considerable research I'm kicking off a program to do home hydrogen conversions.

But with your primary home - you are putting down 5%, 3.5%, 3%....and in some cases 0% (first time homebuyer programs, etc).  

Since each lender controls it’s own money you will have to call around to ALL the banks to learn about all the programs.

I'll be at BEC but I didn't mention it because Joe has an educational program he sells.

Habitat for Humanity while a national agency, is a very local program.  

Do you have any programs or sites that offer one you would suggest?