Monica best thing you can do is share knowledge without the expectation of nothing in return whatever the medium (forum posts,social networks,bookmarking,videos,blogging,etc.)People will naturally be drawn to you by HELPING them.

If people get greedy (lenders in 2005) the economy is meant to go into a depression or recession to correct the natural flow.Big companies that got too greedy are meant to fail and go bankrupt.

If for the area utilities are included then separating out will likely just make tenants move down the street and you won't recoup your cost.If utilities included is uncommon for the area and the owner was just trying to fill them up or you have an outdated building then you want to look into off loading costs onto the tenant.Water and heat is only going to go up over the years as we deplete natural resources.You want tenants paying for that or your bottom line will be eaten up.This is the number ONE concern I hear from clients that own hundreds of units.Apartment foreclosures you can look online on Costar and Loopnet and for foreclosures in process usually you can look in the legal notice in the paper or court filing.It depends on what state you are in and judicial or non-judicial process and lender required notices with intent to foreclose and if those have to be recorded.You also need to look at new permits and zoning applications to see new apartment product slated to come on the market now and in the next few years.

Hard money is riskier by it's very nature, that's why they want fees, high interest rates and LTV of 70% of ARV or below.

Any person convicted of crimes of a sexual nature, designated as a sexual predator/offender, or under consideration by any court for being declared a sexual predator/offender will not be accepted ever.

Of course every bank is different, but naturally it takes a fairly long time prior to the banks foreclosing on the property.

Naturally I could not sell anyone a product that is not represented in a truthful manner.

After taking last year off to become a Natural Foods Chef and a Nutrition and Health Coach, I have come back into Mortgage Lending with more energy and excitement than ever!

It's natural that there is a degree of fear involved, just the change from being employed by someone else to being self employed is a huge change.

I just found this from a more recent case.The Virginia Supreme Court, in a 4-3 decision June 7, 2012, held that the only duty a property owner owes to other property owners is to not make things worse than the natural situation.