There is no reason for them to just forgive anything, but it would potentially in their best interests to accept a chunk of money from the owner and possibly do a friendly foreclosure (hand them the keys per se).

This may include tax credits such as 45L for energy efficiency.Optimization of Energy Efficient Tax Credits: AI tools can help real estate investors identify which specific energy upgrades are the most cost-effective upgrades for their properties resulting in a higher return on the improvements.AI can help investors be more efficient and effective with their time and money.

Selling costs time and money. 

After consulting my realtor I discovered the ARV would only be about $60,000 and that it was going to take about 10 years to get my money back and likely 10 years to get the value of the property up consistent with what I had put into it.

I may not know exactly what those expenses will be or when they will occur, but I know they will occur eventually, so I set money aside for them.This year is a great example.

But when the check came back in the mail I spent the money on something else8.

I used hard money and HELOC's on other properties How did you add value to the deal?

We double close if our fee is more than 20% of the purchase price because most hard money lenders will flag it if they see more than a 20% fee on the hud. 

Long term does not make much money, but less work.

My other alternative would be to save several years for a down payment.