And the cycle continues until you have spent thousands of dollars for information that you could get from the local library or Biggerpockets for free.

The median rent is projected to continue its slight upward trend, reflecting the broader housing market dynamics​​.Key InsightsPrice Growth: Anticipated 9.3% increase in home prices over the next year.Inventory Increase: Slow rise in inventory levels, still favoring sellers.Buyer Demand: Strong out-of-state interest and local job growth driving demand.Mortgage Rates: Expected stabilization, potentially easing affordability issues.Rental Market: Stable with slight monthly rent increases.Overall, the Birmingham real estate market is poised for continued growth, with rising property values, strong demand, and improving inventory levels.

If you like the house and the area and want to live there and its habitable, go ahead and try to get a plain vanilla conventional loan from the local credit union and mortgage broker. 

I am trying to reach out to local bank to see if they can give any options. 

After you have gotten your lease in place you will want to advertise for prospective tenants.

Additionally, Wilkes-Barre Property Management is well-reviewed and known for their professionalism and expertise in the local market.

Some examples of strategies and mortgage options that can enhance investment are:- Check with a local credit union to join.

If you have the credit you say you have, getting a unsecured line of credit will be no problem at a local bank, and will be a lot cheaper. 

We're far from perfect, but we cringe at how some of our local competitors operate and have a mission to prove how we take our responsibilities seriously.May we make a suggestion to save yourself time?

Or you can DIY from Facebook marketplace, Craigslist, thrift stores and furniture stores.But is there anyone you can pay to help you DIY, to take advantage of local offerings and your own labor, while still not doing it wholly on your own?