Did they issue a refund that aunt hasn’t shown up on your card yet?

I started my MTR journey with a multifamily property as a LTR and slowly converted it one unit at a time and was really happy with that approach.

If you want to sell a property and keep deferring that tax by NOT recapturing the depreciation, you can do a 1031 exchange where the proceeds are held by a licensed intermediary for a short time while you identify and close on a replacement property.

However by your own admission this is a large bank.

My wife has a hard time spending money.  

Yes it’s common to have an additional guarantor who has a balance sheet added as a credit enhancement.

Indicative price around $1.1M, which would be a loss, with tax around 2% potentially 20k/year.

Btw one of the transactions was on an $800k house in an A area.

You only get paid enough to continue.3) You don't need a dozen self-help books, all you need is action and self-discipline.4) YouTube University, podcasts, and the internet will only take you so far. 5) Book smarts make interesting conversation, street smarts make money.6) Find someone who is successful doing what you want to be doing and ask questions.

Again, back out the numbers. what's a rental rent for in the area for a similar property?