Even if you keep most of your capital in super high quality low-risk bonds, you will have to deal with the risk of inflation and government insolvency. 

HELOC on Investment Property:>=700 (credit score), <=80% LTV the rate would be Prime - .25% >=700 (credit score), 80.1% - 90% LTV the rate would be Prime + .50%>=700 (credit score), >90%, the rate would be Prime + 1.75%30 years; the first 10 years is the draw period, the remaining 20 years is the repayment.

A vacant unit is better than a unit with a non-paying tenant.3 – Move-in costs will increase out of some Tenant’s league – So what’s the plan when eventually some moratoriums across the country are lifted and yet others remain or when there is a projected moratorium end-date?...

Our teams remain fully staffed.

If you cancel 4 days before on a moderate you get first day non refundable and then 50% of the remaining nights revenue.

Most current asset is in an LLC and my opinions will remain silent as requested. 

We are trying to find other creative ways to close deals such as Seller Financing or some cash up front and the remaining balance within 6 months if the property has no mortgage. 

If they remain unemployed or get a pay cut, doing a repayment plan may not be affordable.

It is a 2 unit building of retail type space.Here were the terms:$0 Earnest MoneyWe were able to put one of our businesses(A Salon, which is shut down by COVID for at least 45 days) in one of the units at a very good rent which was staggered from 6 months free, 6 months of $1,000 per month, 12 months of $2,000 per month, and then the remaining months $3,000 per month. 

And all but three rent payments are in (the three remaining were grandfathered in with a due date of the 5th and I'm confident all will pay as none reached out to me about payment hardship).