Each STR property I acquire must meet two financial benchmarks: a gross rent multiplier (GRM) of 5 or less [Property value divided by projected income must equal 5 of less], and compliance with the 1% rule as LTR, which serves as a backup if regulations shift or if there's a decline in STR income.

In most states (or all) hard money lenders won't lend on owner occupied properties because they fall under far more strict regulations.

Most banks and traditional mortgages "Do not" allow foe the property to be vested or quit claimed into an LLC unless it specifically states it on the closing disclosures.In most cases even on DSCR loans the Bank/Lender still requires you to sing a personal guarantee even if they allow the loan to be vested into the LLC.  

This is more common on the commercial/private money side since there are no regulations. 

So if, for instance, you wanted to pursue the Oakland market, then target specific neighborhoods and utilize an investor friendly real estate agent to find you deals. 

For something to be a syndication, it is SEC regulated.

Taking advice from experienced investors or real estate professionals can provide insights and guidance specific to your situation and local market.Good luck!

Your question is very specific and I recommend seeking a CPA that specializes and actually invests their own assets in RE themselves to assist you.

My hope is that the clientele we bring in won't completely trash the place but I realize that is just wishful thinking and that people, regardless of income/ what they are willing to pay, can behave like animals (I was in the auto industry before becoming an attorney and the things I saw walking trades will forever haunt me). 

I believe creative financing, specifically subject-to, could be the solution.