Your cash on cash return for each individually will be much higher since you've only laid out 20% vs 100%.I could go into more detail, so let me know you have questions.

I am very familiar with the Milford, New Haven, West Haven, Orange, Ansonia, and Shelton areas, and would prefer to invest here if possible, but I am not locked in to them by any means if a great deal is elsewhere.I would love to connect with others on here whoa re familiar with those areas as well, have invested in the areas, can shed insight, and if needed I can provide insight to the Social Media world.

If it is built after a certain year they require that you put in individual meters instead.

Is there a source for the following data;  I am looking for the "norm" for the expense ratio (based on either GPR or Gross Income) for individually metered garden style apartments in the south east and the mid Atlantic (Region IV) : Marketing Insurance Janitorial Service Lawn/Snow Licenses Miscellaneous Professional Fees Accounting Legal Property Management Fees Repairs and Maintenance Resident Superintendent Salaries and Wages Supplies Taxes Real Estate Personal Property Payroll Other Trash Removal Utilities Electricity Fuel Oil Gas Sewer and Water Telephone Other (whatever I missed)

I try to be a valuable contributor to my local community, referring others to key market resources and helpful individuals. 

I'm wondering if anyone has any preferred sites they use for credit checks and background checks?

We would prefer to defer the taxes and would like to try to put the real estate-friendly tax code to use! 

I will have the 25% to put down but the 6 months expenses is in a retirement account I can touch but would prefer not to.

Not to mention I prefer dealing with investors simply because its more business and less emotion.  

Sure, there may be instances where they want to put it into an LLC but any reasonable seller would not have an issue with a purchase addendum changing the name of the buyer from an individual to an LLC or corporate entity.