Being a banker, I can tell you that I would like to do your loan, but the final approval is in the hands of the underwriter.Banks will charge you a small fee for this (as we do), but this is credited back to you at closing.

I have been planning to become a REI for few months and BP is helping me get the final adjustments on my project.At this time I would like to participate on events and debates in the Atlanta area.

And finally, in the 350$/mo, is that including management ?

A private group of state regulators send the states a piece of model legislation (SAFE Act) which somehow the federal government (first HUD and later the CFPB were able to write secondary legislation for in the form of the "Final Rules" which are really not final because they were written by HUD and finalized after HUD no longer had authority to do so because of a deal cut between HUD and the CFPB that allows the CFPB to rewrite the not so final "Final Rules".

Finally, let's say that a Realtor asks you what you plan to do with the property -- fixing and selling it or renting it out, etc?

And finally do you account for the mortgage balance as a long term debt?

are going to re-inspect the unit in question before we make a final decision on the renewal.  

the house finally is starting to feel like a home...i might post a rehab story once complete with a  ton of pictures. 

We sold a townhouse in NJ (granted, this was 20+ years ago) and spoke to the buyers before they put in their final offer.

This is the very beginning for me and i finally stepped up to the plate.