At $775 rent and $70K this house isn’t going to net much of anything and the return will be in the low single digits.

Each unit has it's own line and those lines have Sensus digital water meters on them.

I dig it.

Best overall rental market in the country for many years , Double digit net caps are to be had,,, Its all about your team and knowledge 

You at the very minimum want to cashflow $100/door on MFR and have double digit cash on cash returns in 90% of the markets.

Sure the interest isn't double-digits, but I'd much rather make 3% than 0.2% in a money market for literally 3 minutes more computer effort.  

I remember books on tape, physically going to the courthouse to research evictions / defaults  and placing for rent ads in the newspaper. 

If (when) builder's margins return to pre-pandemic levels, home prices could realistically fall by double digit percentages.

Craigslist, newspaper, etc.

Therefore, if you do not intend to pay it off in a relatively short period of time, you could end up paying double-digit interest rates.Additionally, if your goal is to lower monthly payments, a cash-out refinance is almost always the way to go.However, neither I nor anyone else will be able to advise you on which way to go until we are familiar with your specific scenario.Please let me know if I can be of any assistance.