If you find a smoking deal later this fall and you can make the numbers work with the money you have, you can jump on it but if not then you can just keep saving and be ready to go as soon as you get back from deployment. 

In the retirement investing world (mutual funds and stocks - the dark side, I know...), they often talk about the 4% rule.

I use Hubitat with smart switches to automate lights so when a guest arrives to the villa or comes back from the parks late at night the garage lights, front door lights and the inside lamps are on so they don’t come back to a dark house.

And Canada's 5 year balloon ARMs are I'm sure much safer than our 30 year fixed.Whether Toronto justifies its property prices, and/or how much overvalued is real estate in the Big Smoke, is a generation-long debate in this country.However, my main reason for responding is to point out that we do not have "ARMs" here in Canada.  

Account Closed  leaving for Phuket on Monday back here on Friday then leaving for home on Sat.unfortunately the fires have Singapore all smoked out... even schools are close today.government subsidized seems to be alive and well here just like in the us  with all our section 8 and other types of subsidized housing.  

Regardless, she's most likely blowing smoke and trying to threaten you.Do you have your requirements in writing for credit score?

IRRs are important, but they are really a shot in the dark.

It’s like asking a bunch of dope-smoking teens if we should legalize marijuana.... just sayin...Investments should be picked to help you reach your financial goals keeping your risk tolerance in mind.

Buy green, sell purple, redeploy capital to dark green, and avoid dark purple like the plague.

Over and above that you have Toronto and Vancouver which are playing their own game these days.You are far enough removed from the Big Smoke in Peterborough that prices should be moderated somewhat; the converse is that rents will also be somewhat moderated.