@Annette Hibbler I have to say I think you're wrong on a number of counts.

@Christopher Laverdure I think that although equity build-up (just counting mortgage pay down alone) would be counted, it unfortunately is very slow at first....but it does add up. 

If they are over the age limit, the 401k counts as income. 

There has to be a second for of egress, usually a basement door to the outside. although a large enough window may count.

whoop whoop well done on both counts!

Leaving your agent would put you back at the start on that count.

If feasible, you typically don't want to have debt from business investments (which could be substantial) to be counted as personal debt; that may have its disadvantages when you then have to finance personal acquisitions.

I wouldn't save or spend any more money by moving out but I could eventually count my rental income towards my current income for another offer (which may be quite a ways down the road)Can any lenders offer some thoughts?

It seems to me that if I am putting $300 or $1000 per month towards principle, and my tenant is paying it, that it counts for something, right?  

I count my location as DC, since that is where my property is, though I most likely won’t move back to that area.