Being that you have a steady job, I would probably say you might want to start in the buy and hold field before you try the more time consuming endeavor of flipping.

Also, no discrimination against income (so can't just opt out of Section 8 without other reasons), and Annapolis has a really weird rule about 1-year leases and special circumstances must be met for not offering a tenant a 1-year lease.

It's difficult breaking into the field on the non-institutional side, because training is very time consuming and risky for the owner/appraiser.

I have 3 years of commercial and consumer lending experience prior to the O&G field.

I have looked on consumer's checkbook and found a few with high reviews but I am seeing if anyone has a really good recommendation for one they always use.

The inspection period was 3 days and my lender opted out 2 days after inspection.

What's the most irritating or time-consuming part of the process?

Majority of leases 5,000 ft or less which indicates more start up with a higher likelihood of not lasting the term of the lease (but indicates improved outlook for consumer demand) and other observations like Craiglist ads heavily pushing the small shared office aimed at the long term unemployed deciding to create their own job by developing mobile apps and such.

They can also opt in to have their payment info sent to TransUnion to improve their credit score.

I don't like the double opt-in requirement at Mailchimp, seems like my "confirmation" e-mail often goes into the subscribers spam and I never capture them.