With respect to finding deals, our market is insanely competitive and you don't need a license to find deals.

@Tim Roberts I can send you some examples of multistate portfolios I have done for investors in the last few months.I think you will find there are very competitive insurance programs for the CA properties, but they are only available for CA properties.IL & CO are a little easier to combine onto 1 policy while keeping the premium competative, but the hail and wind issues in CO may make sense to break them out again into separate policies.

Theres's a lot of competition.

Well to answer your questions I am not looking for you to lending me money  LOLI believe you simply fractionalize the beneficial interest in the deed of trust.. there is a disclosure form right on the BRE website for this.. generally 10 investors or less on a DT is the safe harbor for any securities issues.when I had my HML shop in Oakland every single loan we had on the books was multi bene and that was 50 million worth of them  LOL... 

If other PM's charge similar rates then it sounds like they're only being competitive in that specific market (the ol' supply and demand thing...).

Now all I have left to do is to start finding good fix and flip properties, which appears to be very competitive and one of the hardest parts of this business.I'm really interested in connecting with other investors/rehabbers/actual wholesalers in Central Connecticut to talk with and work with. 

Ben, the MN market is very competitive right now.

According to a guy, Lance Edwards, says you can get your start in small apartments without any experience and have less competition.  

:-pAnyway I've been looking to house hack either a multi family or a SFR with an in law (live in the in law) but everything is so expensive that even saving up the 3.5% would take me forever and I unfortunately currently don't have anyone I could ask for it.My idea is to somehow find an off market deal (less competition) that needs a bit of work.

However this is typical of what your competition will pay for a fixer upper.