We both have come to a point where our 9-5 jobs as a Graphic Designer and Auto Technician are just not satisfying, and we have a hard time leaving our dog home for hours without us.

I can’t spend hours of my time calling realtors letting them know about me instead I paid someone to design the flyer and another company to print and ship my cost might be a bit higher then if I were to call everyone but at the moment the time it would cost to do it would be more then the flyers.

OK what else do you own to get my LTV down to a level I am comfortable making the loan at.. 

This has brought me to my current job as a sales rep for a Marvin Windows design gallery.

The statues we are discussing here are specifically designed to PREVENT recording conversations.

If you are starting from scratch, its important that the policy be designed properly so as to minimize the death benefit (and fees and commissions) and maximize the cash value.I write about the policy design aspects in this discussion...https://www.biggerpockets.com/forums/519/topics/245380-paradigm-life-infinite-banking-whole-life-insurance?

I want to bid on this house but I do enjoy the comfort of knowing bank should have cleared title on it. 

I'm comfortable with negotiating, inspections & talking with contractors etc...What I cant seem to figure out is: the next step after a offer has been made on an off market deal and excepted by the homeowner.Is there any good books that go over this? 

Single-family homes are a great option that a lot of people feel more comfortable as opposed to MFHs.Multi-family homes generally have higher rental income, so if you are interested in a buy-and-hold strategy, then MFHs might be the way to go.

I think any generic thing you can do to make it a comfortable hangout spot without any wild themes would be fine.