Here in NY, it's like pulling blood from a stone.

It might be a bit tricky, an underwriter might smell blood in the water, so I’d speak with a mortgage broker who owns real estate about this one.Let us know what you’re able to come up with.

Sure, it might make it a tad tougher, and you generally will have to pay a slightly higher rate BUT you can work with a lender like Finance Of America for example or other more friendly investor lenders who MOSTLY focus on the asset itself vs your first born child, hair and blood samples etc just to get a loan.   

The office space below has been a good, steady stream of income to help with expenses.

The Blue Ridge property is on 400 ft of creek front(stocked trout stream), very private on a subdividable 10 acre lot with mountain views. 

Find GREAT tenants who are tidy, have income stream and play well with others.

Hey all,I'm placing this in the "Investor Psychology" section because I'm just sort of pontificating in this post, stream of consciousness style, ya dig?

After I establish the building and a revenue stream can I get a loan or HELOC to pay back the hard money?

For me, it's nice to have another income stream aside from the deals I'm doing.

Also mentioning if you want a vacant building, 50% occupied value add, or fully stabilized with a great cash flow stream should help.