We replaced the deck, floors, popcorn, doors, kitchen and baths, added curb appeal natural light and a waterfall.

We replaced the deck, floors, popcorn, doors, kitchen and baths, added curb appeal natural light and a waterfall.

Correct, all of those loans can only be to a natural person. 

Naturally people will allow their emotions to control how they negotiate, because we as humans are wired to think emotionally before we think logically.

.- If you find a good deal, and you are happy with the numbers, and you have a healthy timeline of ownership, along with adequate capital reserves, I would not worry too much about trying to "time" this real estate market.

And it's located at the Hilton Garden Inn on Nature Center Way

The warping is to be expected with these sorts of doors, as wood naturally warps, and the design does not account for that.

I would advise you to make sure you succeed  though and would advise you and your wife to have adequate reserves for the unexpected.

I've purchased two homes with VA and done VA IRRLs over last 9 years and I've always thought entitlement worked as you do, but I finally learned the true nature just 2 weeks ago.

I think the responders before me have adequately covered the possible volatility of this property when it comes to keeping permits, competing against the same unit one floor above yours, and not having a comparable market.