I will likely be adding umbrella coverage sometime in the near future assuming I can find something at a reasonable rate that will cover all of my activities.

That's awesome Russ Scheider you are a very active real estate investor in the low country so I'm not surprised at all.

They are considering putting an ADU in the backyard and renting it out ocassionally and using it for family and guest that come into town.

Since if they activated the rate rise, it start over on the new principal amount, raising it 2% instead of 3% still guarantees my payments go down instead of up.My other lender is a local credit union and they offer 15 year fixed notes.

The resolution calls on the city manager to launch an educational campaign including:Best practices regarding educational and marketing campaign strategiesOutreach activities in areas where populations at risk are being targetedPotentially include a hotline to refer homeowners to a “Real Estate Agent List” and a list of legal resourcesA campaign work plan that includes a timeline for implementation and identification of both public and private funding options and potential partnerships

My listing on the MLS will change to active/contingent if I go under contract with my current offer.What would you do?

Typically if the parks are kept in good shape and you pro-actively build a relationship with zoning/dept of health you should see fewer issues. 

Personally I wouldn't bother doing it I'd want the whole place to myself and I don't like the kind of guests that would rent one room while someone else is in the other rooms. 

You're picking a great time to move here - lots of activity going on.

I'm also looking forward to become an active member in this community!