This was our family home that we turned into a rental.

(Btw, I go to all our properties multiple times a week as my fuel is just $15 back/forth despite 400km commute, so I take care of all of them a lot, so I am not an absentee landlord at all).

For our MTRs we use landlord insurance from Travelers.

We can't figure out where to buy our next.

The main hurdle that many of our borrowers face are the income aspect of it, especially expensive markets like the West coast.

Yes, I know that our beloved Uncle G teaches buying $150k Hammers, yada yada yada.

Besides the funding for the subdivisions or site developments, we need funding for the builders to take down lots and build.

My short term goal is to buy our first property to turn into a rental by the end of the year.

Foreclosures are way down in our market too.  

You'll also receive a lower ranking on Airbnb and other listing sites because you don't offer an amenity that everyone else in the area has.