Are there any hard money lenders or alternative solutions that could help navigate this dilemma?

Here are a few tips to help you:- Market Research: Study the local hard money lending market to understand competition, typical loan terms, and borrower expectations.- Loan Structure: Define your lending criteria clearly—interest rates, LTV ratios, fees, and terms.

When additional risk is priced into the cost of doing business, it increases the cost of rents for the marginal tenants these rules are attempting to help.

Hi - I published an article on this exact topic here on BiggerPockets last year - see below, hope it helps. 

I'd probably use local realtors to help re rent any vacancies and then possibly use a PM software like rent redi to keep everything in one place.Has anyone had management in place and then decided to opt out to self manage?

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Having an end number/goal in mind will better help you know the next step. 

I love reading and listening to podcasts about entrepreneurship, self help, and business.

Local grants and first-time homebuyer programs can help minimize upfront costs.

Thanks, Evan, this is incredibly helpful and exactly what I was looking for.