So it's always better to shop around.

I don’t want to start shopping around before I become pre approved and without a understanding lender I’m unable to begin anything.

@FNU DheeshaktiYou absolutely do not need an agent... you will learn more buying fellow investors coffee and picking their brain... sometimes more advantageous to find your own deals and deal with the listing agent directly... good luck !

A secret spot to consider would be Point Loma, it abuts the airport, has old school charm, incredible new Liberty Station mega multi-use complex of restaurants and shops, and some awesome big remodeled homes, you could get a ton for $4M.

@Ryan Keenan If you mention the word BRRRR strategy to your local bank and they don't know what you're talking about then I would keep shopping. 

You certainly have the right idea - looking to build your team right out of the gate.There are a few of us here on BP who specialize in working with real estate investors and I believe most offer a free intro meeting (we do).Shop around a bit and see if there's a good fit for you.

That is why my goal is to refi as quickly as possible but I do plan on shopping around for the best financier.

I do love your idea of showing rent on 3 properties, but I would say that you may have a chance of getting one or two mortgages if you shop around, however 3 may be very tough without a solid W-2. 

I can certainly keep shopping HML and banks if you think I can get better terms in this lending environment and my limited experience. 

I am looking to make a move in the next couple of months and need advice on how to shop for loans.I am considering:- Rehabbing an off-market property (Will is currently in probate - expected to be done in next 6-8 weeks.