You much however, kept the property safe and habitable. 

I think it is a vital piece to the puzzle. 

Traditional banks have decided that since the home is not “habitable “ because the kitchen is torn out.... so I don’t want to spend my money on his house technically...  

Three main components that are vital are the CPA the attorney and the insurance agent.

After the dot com bust artificially low rates were vital to creating the housing bubble, which was a credit bubble (mal investment.)  

More importantly, I think it's vital to learn as much about repairs and maintenance as possible.

"Each habitable room in a housing unit must contain at least one receptacle outlet, each laundry area and bathroom must contain at least one grounded type receptacle, and each kitchen must contain at least two receptacle outlets on a single small appliance circuit rated at a minimum of 20 amperes.

Always taught good saving and spending habits so that may be something I’ve overlooked.

We need to get more in the habit of asking, "What else could we be investing in?" 

I plan to have a portfolio of wholesale, flip, and rental properties - so understanding the financing and points applied is vital.