There are many things playing into this whole scenario, including the added stress and frustration of the whole ordeal. 

You'll be much better at what you do if you don't have the stress of debt clouding your judgement on a property.

Essentially, I'm committed to making this work, and not having the day job stress has freed up so much energy, never mind the time.

Owning 4 or fewer units allows you to use a residential loan rather than a commercial loan.As a landlord, you will have the best, most successful, least stressful experiences with tenants that you screen extensively.

I am looking for a wholesaler to work with to purchase great deal properties from as I see a lot of already highly priced items on the market but not such financially stressed properties.Thank you!

Because the stress from workplace, we both really want to be able to quit our jobs without worrying about money. 

I can’t stress this enough.The life of a landlord can be exciting and challenging, but it is 24/7 and it is a business of people management, and doing things legally and doing things right, and making decisions, bad or good.This is a business of evictions, of fires, of break in’s, of damages, of being responsible for other people’s lives.What THEY (your tenants) do affects YOU!

I have cash available, I will close in less than 15 days, I'll pay closing cost, and I buy your house "as is" So no need of you putting money in the house that you may NEVER see again..Buying a home is a peace of the american dream I can provide for my family.GIVE ME A CALL (Number)Sincerely,Josh ZelayaAs you can see this strategy makes the seller feel that I am vey approachable and we connect on many different levels. 

Stress testing the portfolio is especially important when buying in the boom and planning for the long term cash flow. 

I stress test my portfolio against great depression scenarios ... people think I'm crazy, but it has happened before and could happen again (not saying it will).