You can review this prior discussion about Yardi for starters:http://forums.biggerpockets.com/viewtopic.php?

The appraisal must be performed not less than 60 days prior to closing (not stale), but not later than the due date of your next IRS return, usually April 15 of the following year.

Getting knowledgealbe about how to leverage funds is definitely something to pay attention to, either prior to investing or if you just need extra funds by allowing others to use your clean pay history.

The prior owner should be named as the additional insured ONLY.

As such, the meal is personal and 100% NON-deductible regardless of his activities prior to the meal.

I also require lien releases for each payment, they don't get their next draw until I have the lien release for the prior payment.

You could repeat the process over and over as long as you either paid off or refinanced the prior home first, then live in the new home for two years.

You received this document prior to actually formally applying for a loan (or at-least that is the way it should go) by signing a Uniform Residential Loan Application (Form 1003), Good Faith Estimate (GFE) and other disclosures.

Also, maybe you could find a local bank or CU that would consider your existing rental income prior to 2 years, or find some private money investors that are cheaper than hard money.

Prior it would go up a couple hundred then back down a couple hundred.