I hope it helps:Items Needed To Submit Your Loan To ProcessingGuarantor Application: Complete one application for each Guarantor.

We’d complete repairs by re-concretingaround the lid of the pit in that garage floor.

I had one contractor tell me his fee would be equal to 15% of that.Does this sound high for a single family home reno project?

Sounds like they didn't set proper expectations with the seller, didn't uncover all hidden objections, or didn't have a solid contract in the first place.

Merchants Bank MN See Pavel UshakovPenFed - max 3 other properties, 89% LTV Regions- yes HELOC but no LOC SCCU Florida 70% LTV, 6.25% interest only, not LLC Sound CU "non-owner occupied HELOC, capped at $150K and interest rates are prime + 2%, 3% or 4%, based on credit, not to exceed 70% ltv.”S&TTCF BankTD Bank TIAA Direct was EverBank Tower FCU, all states except TX, max 45 DTI, green card ok.

So the "story" of why you are buying a SFR rental but also renting yourself should be very clear in a Letter of Explanation.However, these cases can be looked at generally - do you have other investment experience - or is this first foray into real estate completely? 

And good on you - it sounds like you have done more to educate yourself and go about things the right way than most (by far). 

Started month 2 of renos' 85% complete.

You should already be separating business and personal completely, otherwise the LLC is useless, and they can pierce the corporate veil.

Unit A is about 100 years old and Unit B is almost completely new.Pros:-The duplex is in a very desirable neighborhood with home value appreciation year over year at about 50+%-Rent is also in high demand within this area-Cash flows well even with high interest rates and increasing property taxes-Home is price below average cost per sq ft-The house has been renovated and some parts of it has been remodeledCons:-All issues are with Unit A, the 100 year old unit.