@Mindy Jensen A little too personal to post publicly but if I can figure out how to PM you I would love to get others opinions. 

What's at risk is it may not cash flow and renting is not so common in South Jersey, but I would feel more comfortable investing in a good area where schools are decent to good, and tenants are likely to care more.

What's at risk is it may not cash flow and renting is not so common in South Jersey, but I would feel more comfortable investing in a good area where schools are decent to good, and tenants are likely to care more.

Your post is under the house-hacking section, do you plan to house-hack and live in this property that you purchase in Jacksonville.If you are planning to live here in Jacksonville, it is important to choose a good neighborhood that you would enjoy living in.I personally like the 5 points/riverside, San Marco and Southside/Baymeadows area.These areas have more resturants/activities than other parts of Jacksonville in my opinion.

Thank You all for reaching out, already feeling the love on here.

Personally, I need to do more homework myself on the local STR part to see if numbers make sense.  

Feel free to reach out if that's something that might be helpful for you

Feel like given my company is doing really well and i have good cash flow and no debt it shouldnt be this hard to find a decent loan.  

Feel free to drop me a message, share your wisdom, or challenge me to a property-pun showdown!

Interest on that mortgage was a personal itemized deduction on Schedule A.