This is your own limitations in your mindset that has you taking this position.

Conventional loans are the best but like you said limited.

Typically most lenders will cap you at a $500k line of credit limit.

If your lines are running along the floor joists towards the center of the space, you should be free of mice damage.Oh, and by the way, having a wireless alarm for a water leak in the basement is always a good idea!

I rent single family homes to companies that take care of special needs people.  5 unrelated individuals is the limit for a rental property but people still refer to them as group homes. 

My idea for an alternative is to use Bill Pay and just register the CC payment by transferring from the checking account and writing a "check" from the CC account for all the bills paid in that period.  

Looking for ideas and inspiration.

However, If the idea of selling your current home and making a move to Atlanta or Fayetteville, NC is on the table, have you considered the house hacking strategy? 

I think at some point if you are the main component to the success, separating yourself or putting yourself in a position to be more advantaged solo is a good idea if calculated in a good way. 

Yes, it should be 2 owners for limited liability.