I don't personally recommend saving for investments, which takes forever, rather learning how to raise capital to acquire investments.

It’s filled with items some of value, but most not.

Impact their credit score for other items they may try to do in the future. 

Learning a ton of info doing research about turning our 20 plus year primary residence into a rental property. 

Additionally, we are open to exploring opportunities in other areas as well.We are particularly interested in:- Learning how to analyze these properties for cash flow potential- Understanding the local market dynamics and trends- Networking with experienced investors who can offer advice and mentorshipWe believe that with the right guidance and connections, we can make informed decisions that will set us on the path to financial independence.

Neither of us has any experience and are trying to learn as much as we can before hopefully getting our first deal this year.

You can easily do this on a spreadsheet, and it will take less time to track than finding and learning new software.

Fractionalized loans are not legal in Oregon without a security document and blessed by corporate securities I learned the hard way on that one :( Having done HUNDREDS of fractionlized loans when i had my Company in Oregon I had no clue U could not do it in Oregon did not even think to check..

Presuming RE is important to you, because you are on BP, but know that you will need to devote some serious time to learning the ropes. 

For risker applicants, require a guarantor (who is not "judgment proof") to agree to pay for damages and unpaid rent.Unfortunately, you cannot eliminate all risks of loss, so there are times that a tenant may end up causing damage beyond the security or coverage you have to pay for damage, but the above items will help.