As recent as 2005 a flipper (builder actually) told me her track records was "hit and miss", she was looking for creative financing as the interest from hard money was too steep.  

I replied something similar here: https://www.biggerpockets.com/forums/12/topics/413...You might need to get creative and use a few options.50K Cash for down payment and/or rehabPrivate lender for rehab and rest of loanPortfolio Lender for rehab and loanHard Money is also an optionYou could even use your Cash for RehabPrivate Money for Down PaymentPortfolio or Hard Money for rest of LoanDon't count out your friends and family if you need a little extra cash and good returns for them.

I know it's not really possible but sometimes people get creative with it. 

It's worth the $$$  It will give you ballpoint for true value...Sounds like a good deal with owner financing(creative)!  

He was really counting on that so he's fairly "motivated" I've been doing tons of research on creative real estate investing but haven't done a deal yet.

However I know that through some creative financing anything is possible!

Hi Everyone,I am just getting started in real estate investment and looking for my first deal in Delaware, Montgomery or Chester counties, PA.My background is in corporate finance and my goal in real estate is to be financially independent of a company paycheck. 

Especially the high-end areas are very beautiful.This leads us (investors) to find creative solutions and value adding features to the properties.

Now some might argue this is not good practice because of CC interest rates being high, but I alway let the cash flow handle this until a point where the Crowdfunding assets can build a big bucket of cash, which then I could put into a money market account for future true Capex reserves.Just curious if anyone is doing creative things inside their rentals to maximize the "reserves" that usually just sit there over time at meager checking/savings rates???

And if yes, is there a way to do some creative finance for the difference?