And they live in Honolulu and own a lot of commercial there along with the mall in Wailuku Maui... all of it paid for .. they like PDX because its one straight flight and they like the town..

If we have to replace both big ticket items we prob won't even profit on the year.

@Karen Morison   I  reviewed your ticket with the help desk.

😉😊I want to buy this now to read on a 12 hour flight (ugh!)

And the cost for the jump from 1 million to 2 million to 3 million is approximately a couple of hundred bucks at each level for me the last few renewals (but probably much depends on your carrier, area, and risk profile--I am boring no jet skis, farmland, tickets, dwi, not a public figure or rock star)...

@Jason Thomas: Couple of easy things to remember:(1) You can rollover from a 401K to a Traditional IRA and then convert that to a ROTH IRA (There are some custodian where your IRA is setup to receive the funds, who will do this step automatically and as they call it "in-flight"(2) You can rollover from a 401K to a ROTH 401K (assuming that the plan allows you to do that) and then transfer to a ROTH IRA(3) You can transfer from a Traditional IRA to a 401K, but you cannot transfer from a ROTH IRA to a ROTH 401K(4) You can have your own Solo 401K, only if you have your own self-employed (directly or through your own firm -- not a third party employer -- yes I am simplifying this), and you can rollover from your employer to your own Solo 401K.(5) You can invest in real estate from any of the retirement plans whether it from 401K, Traditional IRA or ROTH IRA(6) You can have leverage on the real estate from any of the plans on the real estate so long as the leverage is non-recourse to you (or a disqualified party) personally(7) Generally, real estate with leverage within a 401K plan does not pay any UBIT on the income or gains, but the Traditional or ROTH IRA will pay such taxes.(8) You do not have covert the entire Traditional IRA to ROTH IRA account, or 401K to ROTH IRA, you can do this small amount at a time which you can calculate based on you specific situation.(9) You can do a conversion in-kind, and does not have to be cash, provided you have a fair market appraisal of the investment within the IRA or 401K just prior to the conversion.

It's more complicated and expensive but reverses can be just the ticket in a heated sellers market.

It’s midnight here and I’ve got an early flight tomorrow morning so will message you then. 

But I want to drive two hours to my investment property just as much as I want to take a 5 hour flight to one.

I even got a agent to show her another 1 bedroom apartment but she refused to move there claiming the apt unit which the agent showed her has 2 flights of stairs and she needs something on the ground floor level.